Health Insurance
Health Coverage That Fits Your Life.
Health insurance helps protect you from the high cost of medical care. Whether you’re looking for individual coverage, family plans, or marketplace options, we can help you understand your choices and compare options that fit your needs and budget.
What it is
Health insurance is a policy that helps pay for medical expenses like doctor visits, hospital care, prescriptions, and preventive services. Plans may be obtained through an employer, private insurer, government program, or the Affordable Care Act (ACA) Marketplace, depending on your situation.
We assist individuals and families in evaluating their coverage options, including whether they may qualify for income-based subsidies, and provide guidance as they consider plans that align with both medical and financial needs.
Why it matters
Medical expenses can be unpredictable. Health insurance helps provide access to care when it’s needed most and can reduce the burden of paying the full cost out of pocket. Depending on the plan, coverage may help:
- Cover routine and emergency medical care
- Manage chronic conditions with access to specialists
- Reduce the cost of prescriptions
- Provide preventive services and screenings
- Limit financial risk from unexpected health events
Who is it for
- Self-employed or not covered through an employer
- Retired but not yet eligible for Medicare
- Experiencing a qualifying life event (e.g., job loss, relocation, marriage)
- Exploring income-based subsidies or marketplace coverage
- A young adult aging off a parent’s plan or seeking temporary coverage
We work with individuals and families at every stage of life to help them better understand their options and make informed decisions.